About David Chen
Licensed independent Medicare advisor serving Arizona since 2010.
David Chen, licensed Medicare advisor, seated at desk in modern Scottsdale office, professional attire
Meet David
Your Independent Medicare Advisor
I became a Medicare advisor because I watched my own parents struggle to understand their options when they turned 65. The system felt designed to confuse, and the “help” they received was really just a sales pitch from a captive agent. I knew there had to be a better way.
Since 2010, I’ve built Premier Medicare Advisors on one principle: put the client first. As an independent advisor, I’m not tied to any single carrier. I have access to plans from multiple insurance companies, which means I can give you an honest, unbiased comparison of your options.
My background is in healthcare administration. Before entering the insurance industry, I spent eight years working in hospital management. That experience gives me a deeper understanding of how healthcare systems work and how your insurance plan interacts with the care you receive.
I live in Scottsdale with my wife and two children. When I’m not helping clients, you’ll find me hiking Camelback Mountain or volunteering with the local Rotary Club.
My Approach to Medicare Advisory
Independence matters. Because I represent multiple carriers rather than a single company, my recommendations are based on what fits your situation, not on sales quotas or carrier incentives. You get options, not a prescription.
I believe in education over selling. My job is to help you understand how Medicare works, what each plan covers, and where the trade-offs are. When you understand the details, you make better decisions, and you feel confident in the plan you choose.
This isn’t a one-time transaction. I review your coverage every year during Annual Enrollment to make sure your plan still fits your needs. Plans change, health needs change, and your advisor should be there for every step.
“David never tried to sell me anything. He laid out my options, explained the trade-offs, and let me make my own decision. That’s rare.”
- Carol T., Mesa
Credentials & Certifications
Licensed in Arizona
Holds an active Arizona Department of Insurance health and life license, renewed annually and in good standing.
AHIP Certified
Completes the America's Health Insurance Plans Medicare certification each year, a requirement for representing Medicare Advantage and Part D plans.
Carrier Certified
Annually certified by each carrier we represent, ensuring up-to-date knowledge of current plan benefits, networks, and formularies.
Continuing Education
Exceeds state-required continuing education hours each licensing period, with a focus on Medicare regulatory updates and ethics.
Carriers We Represent
As an independent agency, we work with multiple carriers to provide objective plan comparisons.