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Loan Programs

From first-time buyers to seasoned investors, Sarah shops 30+ lenders to find the right program and the best rate for your situation.

Conventional Loans

Traditional financing with competitive rates. As low as 3% down for qualified buyers. Ideal for strong credit profiles.

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FHA Loans

Government-backed with flexible credit requirements. 3.5% down payment. Great for first-time buyers.

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VA Loans

Zero down payment for eligible veterans and active military. No PMI. Competitive rates.

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USDA Loans

Zero down payment for eligible rural and suburban properties. Income limits apply.

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Jumbo Loans

Financing above conforming loan limits for luxury and high-value properties.

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Refinance

Lower your rate, shorten your term, or access your equity. We compare dozens of lenders.

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Not Sure Which Program Is Right for You?

Sarah will review your situation and recommend the best program, no obligation, no pressure.

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