Rachel Johnson, Independent Insurance Agent
8 years of fighting overpriced insurance. 30+ carriers. One mission: save you money.
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Free Review
I Started Apex Because the System Is Broken
For the first 8 years of my career, I was a captive agent. I sold one company's products. If that company's rates were high, tough luck for my clients. If another carrier had a better deal, I couldn't tell them about it.
That never sat right with me. So I went independent. Now I represent over 30 insurance carriers, and I work for my clients, not for any single company. When I recommend a policy, it's because it's genuinely the best option, not because it pays me the highest commission.
The average client who switches to Apex saves significantly each year. Not because they had bad coverage before, but because their agent could only sell them one company's prices. When you shop the whole market, the savings are almost always there.
I've been serving the Anytown community for 8 years now. My office is at 300 Pine Street, and my door is always open. If you want to find out what you're overpaying, the comparison is free and there's never any pressure.
Get My Free Rate ComparisonWhy I Left Captive
For four years, I sat across from clients and sold them the only products I was allowed to sell. One carrier. One set of rates. Take it or leave it.
The worst part wasn't the limited options. It was watching clients renew year after year at rates I knew were too high, and not being able to do anything about it. I couldn't tell them that Carrier B had the same coverage for $400 less. I couldn't tell them that their “loyalty discount” was actually smaller than the rate increase they just absorbed. My hands were tied.
So I quit. I gave up the salary, the branded office, and the warm leads that came with a household name on the door. I got my independent license, signed appointments with 30+ carriers, and opened Apex.
The difference was immediate. My first 50 clients saved an average of $740 per year, not by cutting coverage, but by shopping the market the way I always wanted to. Now, eight years later, that number has grown to $847 average annual savings across 1,500+ clients.
The system isn't broken. It's working exactly as designed, to keep you paying more than you should. Apex exists to fix that.
How We Do Things Differently
Market Access
We represent 30+ insurance carriers, not just one. That means we can find the carrier that offers the best rate for your exact situation. More options = more savings.
Savings First
Every recommendation starts with one question: how do we get you the same or better coverage for less money? If we can't save you money, we'll tell you to stay where you are.
Annual Review
Insurance rates change every year. We review every client's policies annually to make sure you're still getting the best deal. Most agents never do this. We do it automatically.
Ready to Stop Overpaying?
Get a free, no-obligation rate comparison from Rachel. In 15 minutes, you'll know exactly how much you could save by switching.
Get My Free Rate ComparisonWe compare rates from these top-rated carriers